Scaler Technologies_
    [01]_SCALER PAY
    PRODUCT

    Stop paying to get paid.

    Most merchants pay 2.5%–3.5% on every card swipe. Scaler Pay's cash discount program brings that to zero — customers absorb a small service fee, your processing cost is nothing, and funds settle the next business day.

    EXAMPLE — $30K/MO CARD VOLUME

    Traditional fees: ~$840/month. With Scaler Pay: $0. That's $10,080 back in your business every year.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    [02]_THE MATH

    Most merchants lose $300–$3,000 a month to their processor. You won't.

    Credit card networks charge merchants interchange every time a card is swiped. At 2.5%–3.5% per transaction, the fees compound quickly. Scaler Pay uses a cash discount program: customers who pay by card see a price that includes a small service fee. You receive the base price. The interchange cost is offset. Your net processing cost is zero.

    Cash discount programs are permitted in all 50 states and compliant with Visa, Mastercard, and Amex operating rules when disclosed at point of sale. Scaler Pay terminals handle point-of-sale disclosure automatically.

    Monthly VolumeScaler PayYou Save / Year
    $10,000/mo$0$3,360/yr
    $30,000/mo$0$10,080/yr
    $100,000/mo$0$33,600/yr

    Savings estimates based on 2.8% average interchange rate. Actual savings vary by card mix and transaction type.

    [03]_WHAT'S INCLUDED

    Hardware, software, and support. Already in.

    • 01POS terminals Pre-configured countertop units for retail, restaurant, and salon environments. Tap, chip, swipe, and contactless.
    • 02Mobile processing Accept payments from any phone. Tap or swipe anywhere — service visits, job sites, market stalls.
    • 03Online payments Send a payment link by email or text. Embed a hosted checkout on your existing website. No developer required.
    • 04Next-business-day deposits Funds from today's transactions settle in your account the following business day.
    • 05Setup and support Equipment ships configured for your business. Merchant support available if anything needs adjusting.
    [04]_HOW IT WORKS

    Live in 3 business days.

    01

    Apply

    Fill out the short form. It takes about 2 minutes — business name, type, and estimated monthly card volume.

    02

    Review

    We call you within one business day to confirm your rates and answer any questions about the program.

    03

    Ship

    Equipment ships pre-configured to your business. No technical setup on your end — plug in and it's ready.

    04

    Go live

    Equipment arrives and you're ready to process within 3 business days of approval. Start accepting cards with zero processing fees from your first transaction.

    [05]_Stakes

    The cost of doing nothing — and what changes.

    WITHOUT SCALER PAY
    • Paying 2.5%–3.5% on every card transaction, every month
    • Watching $300–$3,000+ leave your business before overhead is covered
    • No transparency into what rate you're actually paying
    • Locked into multi-year contracts with early-termination penalties
    • Processing fees that grow proportionally as your volume grows
    WITH SCALER
    • Zero processing fees — the service fee is built into the card price, offset at interchange
    • The money stays in your business every month
    • Clear, disclosed pricing — customers see the card price at the terminal
    • Month-to-month — no long-term lock-in
    • Savings scale with volume: the more you process, the more you keep
    [06]_WHO IT'S FOR

    If you take cards, it works.

    Any SMB processing $10,000 or more per month in card volume sees immediate savings. It's especially impactful in businesses where cards are the primary payment method and margins are thin.

    01

    Restaurants & Cafes

    High card volume, thin margins — every saved point matters.

    02

    Retail Shops

    Most transactions by card; savings compound daily.

    03

    Hair Salons & Barbershops

    Service-fee model fits naturally with existing tip and gratuity culture.

    04

    Auto Shops & Mechanics

    Average ticket size makes every percentage point meaningful.

    05

    Service Businesses

    Cleaning, landscaping, trades — accept card on-site or send a link.

    [07]_FAQ

    Questions, answered.

    Most don't. Customers are accustomed to seeing different prices for cash and card — gas stations and restaurants have used cash discount pricing for years. The fee is disclosed clearly on the terminal before the customer confirms payment.

    Yes. Cash discount programs are permitted in all 50 states under the Durbin Amendment and card network rules, provided the service fee is disclosed at point of sale. Scaler Pay terminals handle compliant disclosure automatically.

    Surcharging adds a fee on top of the listed price for card users. Cash discounting starts from a higher base price and offers a reduction for cash payers. Surcharging is prohibited in some states; cash discounting is legal nationwide.

    In most cases, yes — terminals need to support cash discount configuration and point-of-sale disclosure. Scaler Pay equipment ships pre-configured. Most merchants are processing within 3 business days of approval.

    No long-term contract. Month-to-month — leave if it ever doesn't work for your business.

    Visa, Mastercard, Discover, and American Express. Tap, chip, and swipe on all terminals.
    [08]_COVERAGE

    Where we work.

    323 towns and neighborhoods across the tri-state area. Find yours for local rates, terminal options, and the compliance rules that apply where you trade.

    New York — 245

    [09]_APPLY

    Stop paying to process cards.

    Start your application below — two minutes, no commitment. We'll call you within one business day with your rates.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    Payment processing services provided through licensed processing partners. Approval is subject to review.