Scaler Technologies_
    [01]_SCALER PAY

    Bensonhurst Businesses on 86th Street and 18th Ave: Your Processing Fees Should Be Zero.

    Chinese dim sum spots, Italian bakeries, auto service shops, and immigrant-owned retail on the Bensonhurst and Bath Beach corridors are losing 2.5–3.5% of every card transaction to processors. Scaler Pay installs a fully compliant zero-fee cash discount program at your register — terminal included, signage included, zero processing fees from day one. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    Small businesses processing $40,000–$80,000/month on cash discount programs save $1,000–$2,800/month compared to standard flat-rate or interchange-plus processing — representing a meaningful annual profit improvement.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_What Bensonhurst businesses are paying processors

    A Bensonhurst restaurant or auto shop processing $50,000/month in cards pays $1,250–$1,750/month in fees — $15,000–$21,000/year lost to processing.

    • 01Dim sum restaurants and Chinese eateries on 86th Street do consistent card volume across lunch and dinner. At 2.5–3.5%, a restaurant doing $60k/month loses $1,500–$2,100 every month.
    • 02Italian bakeries and specialty food shops run on tight food-cost margins. Processing fees compressing margins by 3% can be the difference between a profitable month and a breakeven one.
    • 03Auto repair and auto service shops on the Bensonhurst corridors process mid-to-high ticket repairs by card. A single $800 repair generates $20–$28 in fees under standard processing.
    • 04Small retail — clothing, shoes, household goods — serving the Bensonhurst and Bath Beach community operates on import-based margins. Eliminating card fees is one of the few available cost levers.
    • 05Every Bensonhurst competitor already on a cash discount program has a structural cost advantage over businesses still paying standard processing rates.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the short form above. We review your current processing statement to confirm eligibility and savings.

    02

    Equipment

    A compliant cash discount terminal is delivered to your Bensonhurst or Bath Beach location — no hardware purchase required.

    03

    Signage

    All required compliance signage for your door and register is provided — your program stays legal and customer-transparent from the start.

    04

    Save

    Processing fees go to zero. Cardholders pay a disclosed service fee. Your margins improve on every transaction from day one.

    [04]_What changes

    Zero processing fees. Works on 86th Street, 18th Avenue, and every Bensonhurst block in between.

    • $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
    • Compliant with New York State law, NYC disclosure requirements, and card network rules.
    • Handles dim sum lunch rushes, auto repair invoices, and bakery counter transactions equally well.
    • Terminal included — no separate hardware cost.
    • Immigrant-owned businesses throughout Bensonhurst and Bath Beach are already running this program. Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — restaurants are one of the strongest fits for cash discount programs. High card volume, frequent transactions, and tight margins make the savings immediate and material.

    Small-ticket businesses benefit because the percentage fee applies to every transaction. A cash discount program eliminates that cost regardless of ticket size.

    Most customers accept it with proper signage at the door and at the point of sale. Many auto shops offer a cash discount at the register, which customers are already familiar with.

    No — the terminal is included with the program at no additional hardware cost.

    Most businesses are live and processing at zero fees within one week of application approval.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.