Scaler Technologies_
    [01]_SCALER PAY

    Newburgh Businesses Are Cutting Processing Fees to Zero.

    Newburgh's revitalizing commercial base — the Hudson waterfront dining strip, Broadway's diverse retail and restaurant corridor, Liberty Street, and the surrounding Orange County commercial districts — processes substantial card volume every day. Scaler Pay installs a fully compliant cash discount program that eliminates those fees entirely. Most Newburgh businesses save $600–$2,000/month. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Newburgh business processing $50,000/month in card transactions saves approximately $1,250–$1,750/month on a cash discount program — $15,000–$21,000/year in margin recovered from card networks.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The fee drain

    Newburgh businesses are losing $7,000–$24,000/year to card processors they don't need to pay.

    • 01A Newburgh waterfront restaurant processing $60k/month in card sales pays $1,500–$2,100/month in fees — $18,000–$25,200/year handed directly to card networks.
    • 02Diverse retail shops, ethnic grocery stores, and specialty food markets along Broadway and Liberty Street process high transaction volume at thin margins — processing fees cut directly into viability.
    • 03Salons, barbershops, and personal care businesses in Newburgh's commercial corridors pay daily per-transaction fees that accumulate to thousands of dollars annually with no benefit to the business.
    • 04Medical and dental offices in the Newburgh/Middlehope area process significant card volume with no meaningful leverage against the large card networks setting their rates.
    • 05Eliminating processing fees is one of the fastest margin improvements available to Newburgh business owners — and the cash discount program complies fully with New York State law.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the application and share your current processing statement. We confirm your monthly savings before you commit to anything.

    02

    Equipment

    We deliver a compliant cash discount terminal to your Newburgh location — included with the program at no hardware cost.

    03

    Signage

    All required consumer disclosure signage for door and register is provided, keeping your program legal under New York State law.

    04

    Save

    Processing fees go to zero. Cardholders pay a transparent service fee at checkout. Your margins improve from the first transaction.

    [04]_What changes

    Zero processing fees. Compliant. Built for Newburgh's diverse commercial mix.

    • $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
    • Fully compliant with New York State law and all consumer disclosure requirements.
    • Works with all major card types — Visa, Mastercard, Amex, Discover.
    • Ideal for Newburgh's commercial mix: waterfront restaurants, diverse retail, food markets, salons, and medical offices.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal in New York when compliant consumer disclosures are made at point of sale. We supply the required door and register signage and configure the terminal correctly. Payment processing services provided through licensed processing partners.

    Yes — with clear signage at the door and register, the vast majority of customers accept the service fee without issue. Disclosure handles the conversation before the customer reaches the counter.

    Yes — restaurants are among the businesses that benefit most from cash discount programs. High card volume and thin margins on the Newburgh waterfront make fee elimination especially impactful.

    Most Newburgh businesses are set up and processing on the program within one week of application approval.

    A flat program fee of $25–$45/month — no per-transaction processing fees on top. Your exact program fee is confirmed during the application review. Payment processing services provided through licensed processing partners.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.