Scaler Technologies_
    [01]_SCALER PAY

    Tottenville Businesses Are Running Credit Card Processing at Zero Cost.

    At the southernmost tip of New York City, Tottenville runs on local businesses — waterfront restaurants, marina services, neighborhood shops, and service providers who know their customers by name. Credit card processing fees eat 2.5–3.5% of every card transaction those customers run. Scaler Pay installs a compliant cash discount program that eliminates those fees entirely: customers pay a disclosed service fee, you pay nothing. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Tottenville waterfront restaurant or marina processing $45,000/month in card transactions saves $1,125–$1,575/month — $13,500–$18,900/year — on a cash discount program. For a community business with repeat customers and strong seasonal revenue, that recovery makes a real difference.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The processing drain

    Tottenville businesses are paying $400–$1,800/month in processing fees they can legally eliminate.

    • 01A Tottenville waterfront restaurant or marina doing $45k/month in card sales pays $1,125–$1,575/month in processing fees — $13,500–$18,900/year.
    • 02A neighborhood shop, salon, or service business doing $20k/month in card volume loses $500–$700 every month to card networks for simply accepting payment.
    • 03Seasonal waterfront businesses in Tottenville often see card volume spike in summer. That spike directly inflates processing bills — unless you're on a cash discount program.
    • 04Competitors in the Tottenville area who have already switched to cash discount programs have a permanent operating cost advantage over those who haven't.
    • 05Tottenville's close-knit business community means word travels fast. Businesses that have made the switch have not lost customer loyalty — they've improved their margins.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the short application and we'll review your current processing statement. Most Tottenville businesses confirm eligibility and see their savings calculation within 24 hours.

    02

    Equipment

    We provide a compliant cash discount terminal for your Tottenville location — included with the program, no hardware purchase required.

    03

    Signage

    We supply all required compliance signage for your door and register — clear, professional, and legally compliant from day one.

    04

    Save

    Card processing fees drop to zero. Customers see the service fee before they pay. Your monthly savings show up immediately on your P&L.

    [04]_What changes

    Zero processing fees. Compliant. Built for Tottenville neighborhood businesses.

    • $0 in monthly processing fees — the program fee typically runs $25–$45/month regardless of card volume.
    • Fully compliant with New York State law and NYC consumer disclosure requirements.
    • Works across all card types — Visa, Mastercard, Amex, and Discover.
    • Seasonal volume spikes (summer waterfront traffic) save you more, not less — the program scales with your card volume.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    In practice, longtime regulars who value your business adapt quickly when the fee is disclosed upfront and signage is clear. Many Tottenville customers already encounter service fees at local restaurants and shops throughout Staten Island.

    Yes — and seasonal businesses often benefit most. Your processing savings are proportional to card volume, so your highest-volume months save the most.

    Yes — cash discount programs are legal throughout New York State and New York City. Compliant disclosure signage, which we provide, is what makes them legal.

    Yes — we serve businesses throughout Tottenville, Pleasant Plains, Richmond Valley, and the broader South Shore of Staten Island.

    Most businesses are set up within a week of application approval. The first monthly savings show up on your very first statement on the new program.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.