Scaler Technologies_
    [01]_SCALER PAY

    Spuyten Duyvil and Riverdale Businesses Are Running Credit Card Processing at Zero Cost.

    Professional offices, boutiques, and restaurants in the Spuyten Duyvil and Riverdale corridor serve clients who expect a polished checkout experience. A compliant cash discount program delivers exactly that — a transparent, disclosed service fee for cardholders — while eliminating the 2.5–3.5% processing drain from your revenue. Scaler Pay handles the equipment, the compliance, and the signage. You keep the savings. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Riverdale or Spuyten Duyvil business processing $70,000/month in card transactions saves $1,750–$2,450/month — $21,000–$29,400/year — on a compliant cash discount program. For professional offices and boutiques where margins are set precisely, that recovery is material.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The processing drain

    Spuyten Duyvil and Riverdale businesses are paying $800–$3,200/month in fees they can legally eliminate.

    • 01A Riverdale professional practice or medical office doing $80k/month in card transactions pays $2,000–$2,800/month in processing fees — $24,000–$33,600/year.
    • 02An upscale restaurant or boutique in the Spuyten Duyvil area doing $50k/month in card volume loses $1,250–$1,750 every month to card processors adding nothing to the operation.
    • 03Higher average transaction values in this market mean processing fees compound faster than they do in lower-ticket businesses.
    • 04Every neighboring business already running a cash discount program has a structural cost advantage — and the gap widens every month.
    • 05Processing fees are almost universally accepted as unavoidable. They're not — compliant programs that legally transfer the fee to cardholders have been in use for years.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Submit the application and we'll review your processing statement to confirm eligibility and calculate your exact monthly savings within 24 hours.

    02

    Equipment

    We provide a compliant cash discount terminal appropriate for your business type — a sleek, professional checkout experience that your clients expect.

    03

    Signage

    We supply all required compliance signage for door and register. Proper disclosure keeps the program legal, transparent, and customer-friendly.

    04

    Save

    Processing fees drop to $0. Cardholders see and accept a small service fee at checkout. Your P&L improves on the first day of operation.

    [04]_What changes

    Zero processing fees. Compliant. Designed for professional Bronx businesses.

    • $0 in monthly processing fees — the program fee typically runs $25–$45/month regardless of card volume.
    • Fully compliant with New York State law, NYC consumer disclosure requirements, and Visa/Mastercard program rules.
    • Works across all card types — Visa, Mastercard, Amex, and Discover.
    • Professional signage and checkout experience consistent with the standards your Riverdale and Spuyten Duyvil clientele expect.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    No — disclosed service fees are common at professional offices, medical practices, and upscale businesses across New York. Clear, professional signage at the point of entry sets the expectation before the client reaches checkout.

    Yes — cash discount programs are legal in New York State and New York City. They require compliant disclosure signage, which we provide and install.

    Yes — we serve businesses throughout the Bronx, including the Riverdale, Spuyten Duyvil, Fieldston, and Kingsbridge Heights neighborhoods.

    Yes — cash discount programs work across all transaction sizes. The higher your average ticket, the more you save per transaction compared to lower-volume businesses.

    Most businesses are set up and processing on the cash discount program within a week of application approval.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.