Scaler Technologies_
    [01]_SCALER PAY

    Rahway Merchants Are Done Paying Card Networks Out of Every Transaction.

    Irving Street restaurants, barbershops, nail salons, and specialty retailers in Rahway process millions in card transactions every year — and send 2.5–3.5% of every dollar straight to Visa and Mastercard. Scaler Pay installs a fully compliant cash discount program that moves that cost to a flat monthly fee of $25–$45. Most Rahway businesses save $400–$1,600/month. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Rahway business processing $35,000/month in card transactions saves approximately $875–$1,225/month on a cash discount program — $10,500–$14,700/year recovered from card network fees.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The fee drain

    Rahway businesses are sending $5,000–$18,000/year to card networks on volume they already earned.

    • 01A Rahway restaurant or diner processing $40,000/month in card sales pays $1,000–$1,400/month in fees — $12,000–$16,800/year that could fund equipment, payroll, or rent.
    • 02Irving Street barbershops and hair salons running high appointment volume face per-transaction fees on every service ticket, regardless of whether the customer is a one-time visitor or a loyal regular.
    • 03Auto repair and detailing shops in Rahway deal with large-ticket card charges — $300–$1,200 per visit — where a 2.9% rate adds $9–$35 to the cost of every job, invisibly.
    • 04Nail salons and beauty shops processing $15,000–$25,000/month send $375–$875/month in fees for no service that benefits their business — only the card networks benefit.
    • 05The rate on rewards cards and business cards is even higher. Rahway businesses with a customer mix that skews toward premium cards are paying effective rates well above 3%.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Submit the short application and share your most recent processing statement. We calculate your exact monthly savings before you commit to anything.

    02

    Equipment

    A compliant cash discount terminal is delivered to your Rahway location — included with the program at no hardware cost.

    03

    Signage

    All required consumer disclosure signage for your door and register is provided, keeping your program compliant under New Jersey law.

    04

    Save

    Processing fees drop to zero. Cardholders pay a transparent service fee at checkout. Your margin improves from the first transaction.

    [04]_What changes

    Zero processing fees. Compliant. Built for Rahway's commercial pace.

    • $0 in monthly processing fees — one flat program fee of $25–$45/month, regardless of card volume or ticket size.
    • Fully compliant with New Jersey law and all consumer disclosure requirements.
    • Accepts all major card types — Visa, Mastercard, Amex, Discover.
    • Ideal for Rahway's mix: restaurants, barbershops, nail salons, auto repair, and specialty retail on Irving St and beyond.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal in New Jersey when compliant consumer disclosures are made at the point of sale. We provide all required door and register signage and configure your terminal correctly. Payment processing services provided through licensed processing partners.

    Yes — with clear, professional signage at the entrance and register, the overwhelming majority of customers accept the disclosed fee without issue. Customers encounter transparent surcharges and service fees at businesses throughout Union County with no friction.

    Yes — the program works regardless of ticket size and there is no per-transaction processing fee. Auto repair shops with $500–$1,500 average repair tickets see strong dollar savings because their fee exposure on each job is largest.

    Most Rahway businesses are live and processing on the program within one week of application approval.

    A flat program fee of $25–$45/month — no per-transaction processing fees on top. Your exact program fee is confirmed during application review. Payment processing services provided through licensed processing partners.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.