Scaler Technologies_
    [01]_SCALER PAY

    Fordham Road Businesses Are Eliminating Card Processing Fees.

    The Fordham Road and Grand Concourse corridor is one of the Bronx's busiest commercial hubs — hundreds of card transactions running through retailers, restaurants, cell phone stores, beauty supply shops, and service businesses every day. Scaler Pay installs a fully compliant cash discount program that eliminates processing fees entirely. Most Fordham businesses save $600–$2,500/month. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Fordham business processing $70,000/month in card transactions saves approximately $1,750–$2,450/month on a cash discount program — $21,000–$29,400/year in margin recovered from card networks.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The fee drain

    Fordham corridor businesses are losing $7,000–$30,000/year to card processors they don't need to pay.

    • 01A Fordham Road retailer processing $80k/month in card transactions pays $2,000–$2,800/month in fees — $24,000–$33,600 every year sent to Visa and Mastercard.
    • 02Restaurants and food businesses along Fordham Road run high-volume, lower-ticket card transactions. The cumulative fee drain is substantial even at smaller average transaction sizes.
    • 03Beauty supply shops, clothing retailers, and electronics stores on Fordham Road handle large card volumes with compressed margins — processing fees are among the most damaging line items.
    • 04Service businesses — phone repair, laundromats, alterations, and tax prep — process steady card volume that makes a flat-fee alternative significantly more economical than percentage-based rates.
    • 05Eliminating processing fees is one of the fastest margin improvements available to Fordham business owners — and the cash discount program complies fully with New York State law.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the application and share your current processing statement. We confirm your monthly savings before you commit to anything.

    02

    Equipment

    We deliver a compliant cash discount terminal to your Fordham location — included with the program at no hardware cost.

    03

    Signage

    All required consumer disclosure signage for door and register is provided, keeping your program legal under New York State law.

    04

    Save

    Processing fees go to zero. Cardholders pay a transparent service fee at checkout. Your margins improve from the first transaction.

    [04]_What changes

    Zero processing fees. Compliant. Built for Fordham's high-volume commercial corridor.

    • $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
    • Fully compliant with New York State law and all consumer disclosure requirements.
    • Works with all major card types — Visa, Mastercard, Amex, Discover.
    • Ideal for Fordham's commercial mix: retail, restaurants, beauty supply, electronics, service businesses.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal in New York when compliant consumer disclosures are made at point of sale. We supply the required door and register signage and configure the terminal correctly.

    Yes — with clear signage at the door and register, the vast majority of customers accept the service fee without issue. Disclosure handles the conversation before the customer reaches the counter.

    Yes — the cash discount program is especially effective for high-transaction-volume businesses. The flat monthly program fee replaces per-transaction percentage rates, so more transactions mean more savings.

    Most Fordham businesses are set up and processing on the program within one week of application approval.

    A flat program fee of $25–$45/month — no per-transaction processing fees on top. Your exact program fee is confirmed during the application review. Payment processing services provided through licensed processing partners.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.