Scaler Technologies_
    [01]_SCALER PAY

    East Williamsburg Brooklyn Businesses: You're Handing 2.5–3.5% of Every Card Sale to Your Processor. Here's How to Stop.

    The Polish deli on Graham Ave, the Puerto Rican restaurant on Grand St, the café, the bar, the corner shop — every card transaction costs 2.5–3.5%. In a neighborhood with rising rents and tight margins, those fees are a choice you don't have to keep making. Scaler Pay installs a compliant cash discount program for your East Williamsburg business: cardholders pay a small service fee at checkout, you keep the full transaction amount. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    An East Williamsburg restaurant processing $80,000/month in card transactions saves $2,000–$2,800/month — $24,000–$33,600/year — by switching from standard interchange-plus to a cash discount program. For an independent on Graham Ave or Grand St operating on 8–12% margins, that's real profitability, not rounding error.

    Based on payment industry cost benchmarks — illustrative of the savings opportunity, not a guaranteed outcome. Payment processing services provided through licensed processing partners.

    [02]_The processing drain

    An East Williamsburg business doing $40,000–$100,000/month in card volume pays $1,000–$3,500/month in processing fees that are fully eliminable.

    • 01A restaurant or food hall on Graham Ave doing $80,000/month in card sales pays $2,000–$2,800/month in processing fees — $24,000–$33,600/year that could stay in your business.
    • 02A café or bar on Grand St processing $45,000/month in card volume pays $1,125–$1,575/month. That's a full month's rent in processing fees every two to three months.
    • 03Polish delis, Puerto Rican spots, and ethnic grocery stores operate on 5–15% margins. A 3% processing fee erases 20–40% of net profit on every card sale.
    • 04East Williamsburg rents have doubled. Labor costs have climbed. Processing fees are one of the few variable costs you can actually eliminate — and most business owners don't know it.
    • 05Every independent business on the Graham/Grand corridor paying standard processing rates is at a cost disadvantage against any competitor who's already switched to cash discount.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Fill out the short application and we review your current processing statement — most East Williamsburg and Bushwick-border businesses qualify within 24 hours.

    02

    Equipment

    We provide a compliant cash discount terminal that automatically calculates and displays the service fee at checkout — included with the program.

    03

    Signage

    We supply all required compliance signage for your door and register. Proper posted disclosure is what makes the program legal and protects your business.

    04

    Process

    You process cards the same way you always have. Cardholders see the small service fee at checkout. You receive the full sale and pay no processing fees.

    [04]_What changes

    Zero processing fees. Fully compliant. Built for Brooklyn independent business economics.

    • $0 in monthly processing fees — the flat program fee typically runs $25–$45/month regardless of your card volume.
    • Fully compliant with Visa/Mastercard rules, New York state consumer disclosure law, and NYC requirements.
    • Works across all card types — Visa, Mastercard, Amex, and Discover.
    • Immediate P&L impact — most East Williamsburg businesses recover the program cost in the first week.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal in New York State and New York City under federal and state law. They require proper posted disclosure signage, which we provide and install.

    Brooklyn customers encounter card service fees at delis, bodegas, restaurants, and local shops constantly. With clear signage at the door and register and the option to pay cash, the vast majority of customers accept it without friction.

    Restaurants, cafes, bars, delis, food halls, ethnic grocery stores, Puerto Rican and Polish spots, corner retail, beauty salons, and any independent business processing cards in the Graham/Grand corridor.

    We provide a compliant cash discount terminal. In many cases it works alongside or integrates with your existing setup — we handle the installation and walk you through the transition.

    Most East Williamsburg and Bushwick-border businesses are live within 3–5 business days of approval.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.