Co-op City Businesses Are Eliminating Processing Fees. Yours Can Too.
Co-op City is one of the largest residential developments in the United States — over 15,000 units and 50,000 residents who do their shopping, dining, and services within walking distance. The retail businesses serving that captive market are paying 2.5–3.5% of every card transaction to processors. Scaler Pay installs a compliant cash discount program for your Co-op City business — terminal, signage, and processing included — so accepting cards costs you nothing. Payment processing services provided through licensed processing partners.
A Co-op City business processing $50,000/month in card transactions saves $1,250–$1,750/month on a cash discount program — up to $21,000/year. For a business with a stable, captive customer base, those are compounding annual savings.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Co-op City businesses are paying $600–$2,500/month in processing fees they can legally eliminate.
- 01A Co-op City restaurant or diner doing $65k/month in card sales pays $1,625–$2,275/month to card networks — $19,500–$27,300/year on an expense that's entirely optional.
- 02A grocery, pharmacy, or retail store processing $40k/month in cards loses $1,000–$1,400/month — $12,000–$16,800/year — to processors regardless of how consistently the Co-op City customer base shops.
- 03Co-op City's captive, loyal retail market means card volume is high and predictable. That predictability amplifies the cost of staying on standard processing rates.
- 04Cash discount programs are already running at Bronx businesses across the borough. Businesses still on standard rates are funding competitors' margin advantage.
- 05For most Co-op City businesses, the program pays for itself within the first few days of operation.
Live in 3 business days, not months.
Apply
Complete the short application. We'll review your current statement and confirm your exact monthly savings — no commitment required.
Equipment
We provide a compliant cash discount terminal for your Co-op City location — included in the program, no hardware purchase required.
Signage
All required consumer disclosure signage for door and register is included, keeping your program compliant with New York State law.
Save
Processing fees drop to zero. Cardholders pay a transparent service fee at checkout. Your monthly margin improves immediately.
Zero processing fees. Compliant. Built for Co-op City's high-volume retail market.
- $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
- Fully compliant with New York State law and NYC consumer disclosure requirements.
- Works with all major card brands — Visa, Mastercard, Amex, Discover.
- Runs for restaurants, grocers, pharmacies, service businesses, and all retail serving the Co-op City residential community.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
- Merchant Services Co-op City Bronx NY
- Credit Card Processing Cobble Hill Brooklyn NY
- Credit Card Processing Commack NY
- Credit Card Processing Copiague NY
- Credit Card Processing Corona Queens NY
- Credit Card Processing Deer Park NY
- Credit Card Processing DUMBO Brooklyn NY
- Credit Card Processing East Flatbush Brooklyn NY
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.