Scaler Technologies_
    [01]_SCALER PAY

    Trenton Businesses Are Done Paying Percentage-Based Processing Fees.

    Trenton's commercial corridors — from the Chambersburg restaurant district to medical offices near Capital Health to retail serving state workers on foot — run consistent card volume all year. That volume generates monthly processing bills that silently drain margin. Scaler Pay installs a fully compliant cash discount program that eliminates those fees and replaces them with a flat monthly cost of $25–$45. Most Trenton businesses save $400–$1,800/month from day one. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Trenton business processing $45,000/month in card transactions saves approximately $1,125–$1,575/month on a cash discount program — $13,500–$18,900/year in margin recovered from card networks.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The fee drain

    Trenton businesses are sending thousands each year to card networks they don't have to pay.

    • 01A Chambersburg district restaurant processing $40k/month in card sales pays $1,000–$1,400/month in fees — $12,000–$16,800 every year that never needed to leave the business.
    • 02Medical and healthcare offices near Trenton's hospital district bill insurance and patient copays by card. Each transaction carries a percentage fee that compounds across hundreds of monthly payments.
    • 03Retail merchants serving state workers and government office traffic process steady daytime card volume with no corresponding fee relief — standard rates apply regardless of business type.
    • 04Auto repair shops and service businesses along Trenton's commercial strips pay 2.5–3.5% on every card transaction, adding $500–$1,200/month in fees to already tight margins.
    • 05Switching to a flat monthly program eliminates variable fee exposure entirely — a Trenton business's processing cost becomes the same whether card volume is $30,000 or $80,000.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the application and share your current processing statement. We calculate your exact monthly savings before you commit to anything.

    02

    Equipment

    A compliant cash discount terminal is delivered to your Trenton location — included with the program at no hardware cost.

    03

    Signage

    All required consumer disclosure signage for door and register is provided, keeping your program compliant under New Jersey law.

    04

    Save

    Processing fees drop to zero. Cardholders pay a transparent service fee at checkout. Your margins improve from the first transaction.

    [04]_What changes

    Zero processing fees. Compliant. Built for Trenton's commercial mix.

    • $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
    • Fully compliant with New Jersey law and all consumer disclosure requirements.
    • Works with all major card types — Visa, Mastercard, Amex, Discover.
    • Ideal for Trenton's mix: restaurants, medical offices, retail, and service businesses.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal in New Jersey when compliant consumer disclosures are made at point of sale. We supply the required door and register signage and configure the terminal correctly. Payment processing services provided through licensed processing partners.

    Yes — cash discount programs work for healthcare practices that collect patient copays, deductibles, and out-of-pocket payments by card. The program is disclosed at check-in and applied at time of collection.

    Yes — with clear signage at the door and register, the vast majority of customers accept the service fee without issue. Transparent disclosed fees have become a normal part of commerce across New Jersey.

    Most Trenton businesses are set up and processing on the program within one week of application approval.

    A flat program fee of $25–$45/month — no per-transaction processing fees on top. Your exact program fee is confirmed during application review. Payment processing services provided through licensed processing partners.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.