Scaler Technologies_
    [01]_SCALER PAY

    East New York Businesses: Keep More of Every Sale by Eliminating Credit Card Processing Fees.

    Caribbean and Latin businesses on Pennsylvania Ave, Atlantic Ave, and Fulton St in East New York and Cypress Hills are running on tight margins while processing fees take 2.5–3.5% of every card transaction. Bodegas, Haitian restaurants, Dominican hair salons, barber shops, and small retailers don't have to keep paying. Scaler Pay installs a fully compliant cash discount program for your East New York business — cardholders pay a transparent service fee, you pay nothing in monthly processing costs. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    An East New York business processing $45,000/month in card transactions saves $1,125–$1,575/month — $13,500–$18,900/year — by switching from standard interchange-plus pricing to a cash discount program. For a business operating on 6–12% net margins, eliminating that cost line is material.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The monthly fee drain

    East New York businesses are paying $600–$2,500/month in credit card processing fees they can legally eliminate.

    • 01A Haitian or Caribbean restaurant on Pennsylvania Ave doing $50k/month in card volume pays $1,250–$1,750 every month to processors — $15,000–$21,000/year in fees.
    • 02A Dominican hair salon or barber shop in East New York doing $20k/month in card sales pays $500–$700/month. That's a real share of take-home income going to processing companies.
    • 03Bodegas and convenience stores on Fulton St and Atlantic Ave operate on razor-thin margins. Processing fees on small-ticket, high-frequency transactions add up fast.
    • 04East New York and Cypress Hills businesses face real operating cost pressures. Processing fees are one of the few cost lines where zero is actually achievable.
    • 05A growing number of local businesses in the neighborhood have already switched to cash discount. Every sale you process the old way is a sale they're keeping more of.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Submit the form on this page. We'll review your current processing statement and confirm eligibility — most East New York businesses qualify within 24 hours.

    02

    Equipment

    We deliver a compliant cash discount terminal to your location. The equipment is included with the program — no hardware purchase required.

    03

    Signage

    We provide all required compliance signage for your door and register in English and Spanish. Clear disclosure before the sale is what makes the program legal.

    04

    Keep More

    Cardholders see the transparent service fee at checkout. You receive the full transaction amount. Monthly processing fees drop to zero.

    [04]_What changes

    Zero processing fees. Compliant. Immediate cash flow improvement for East New York businesses.

    • $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
    • Fully compliant with New York State law, NYC consumer protection requirements, and card network rules.
    • Accepts all card types — Visa, Mastercard, Amex, and Discover — at your terminal.
    • East New York and Cypress Hills customers are already familiar with cash-preferred pricing at local bodegas and neighborhood businesses.
    • Most businesses see the program pay for itself within the first week of operation.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are legal throughout New York State and New York City. The program requires customer-facing disclosure signage at the door and register, which we supply.

    Yes — with proper signage. East New York and Cypress Hills customers regularly encounter cash-preferred and cash-only pricing at bodegas and local establishments. Clear upfront disclosure and the option to pay cash are standard expectations.

    Yes — restaurants and food service businesses see strong results because card volume is high and fees are significant. Multi-location food businesses in East New York save the most.

    We provide a compliant cash discount terminal. Depending on your current setup, it may integrate directly with your POS or operate as a standalone terminal at checkout.

    Fill out the form on this page. We'll schedule a quick review of your current processing costs, confirm eligibility, and arrange equipment delivery to your East New York location.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.