Cherry Hill Merchants: Route 70's High-Volume Card Traffic Is Costing You More Than It Should.
Cherry Hill's dense retail corridors along Route 70 and Route 38 — anchored by Cherry Hill Mall and surrounded by hundreds of independent restaurants, auto service shops, salons, and specialty retailers — generate some of Camden County's highest retail card volume. At 2.5–3.5%, that volume means monthly processing bills of $800–$3,500 for a typical Cherry Hill business. Scaler Pay's cash discount program eliminates those fees entirely and replaces them with a flat monthly fee of $25–$45. High-volume strip-retail commerce is exactly where percentage-based fees cause the most damage — and where the savings are most immediate. Payment processing services provided through licensed processing partners.
A Cherry Hill merchant processing $65,000/month in card transactions saves approximately $1,625–$2,275/month on a cash discount program — $19,500–$27,300/year in margin recovered from card networks.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Cherry Hill's retail volume is substantial — and percentage-based fees scale with all of it.
- 01A Cherry Hill restaurant processing $60,000/month in card sales pays $1,500–$2,100/month in fees — $18,000–$25,200 every year sent to card networks instead of staying in the business.
- 02Auto service shops on Cherry Hill's commercial strips process $20,000–$60,000/month in card payments on repairs, tires, and inspections. At 2.9%, that's $580–$1,740/month in pure fee expense.
- 03Salons and spas with appointment-heavy card traffic in Cherry Hill face the same percentage-based rate structure as any big-city counterpart — with suburban NJ overhead to manage on top.
- 04Specialty retailers and boutiques near Cherry Hill Mall compete directly with mall anchors but pay independent merchant processing rates that the mall operators negotiate away.
- 05A flat monthly fee program means Cherry Hill merchants' processing cost stays fixed whether the month brings $40,000 or $100,000 in card volume — complete margin predictability.
Live in 3 business days, not months.
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Complete the application and share your current processing statement. We calculate your exact monthly savings before you commit to anything.
Equipment
A compliant cash discount terminal is delivered to your Cherry Hill location — included with the program at no hardware cost.
Signage
All required consumer disclosure signage for door and register is provided, keeping your program compliant under New Jersey law.
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Processing fees drop to zero. Cardholders pay a transparent service fee at checkout. Margins improve from the first transaction.
Zero processing fees. Built for Cherry Hill's retail density and volume.
- $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
- Works across Cherry Hill's business types: restaurants, auto service, salons, retail.
- Works with all major card types — Visa, Mastercard, Amex, Discover.
- Fully compliant with New Jersey law and all consumer disclosure requirements.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
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