Dental Offices Are Running Credit Card Processing at Zero Cost.
Dentistry is increasingly a cash-pay business — large elective cases, cosmetic procedures, orthodontics, and implants often settled by card. Every one of those transactions is paying 2.5–3.5% to a card processor. A cash discount program shifts that cost to card-paying patients transparently, so your dental practice pays nothing in processing fees. Scaler Pay handles setup, equipment, and compliance. Payment processing services provided through licensed processing partners.
A dental practice collecting $90,000/month in card-based patient payments saves $2,250–$3,150/month — $27,000–$37,800/year — on a cash discount program. For most dental practices, that's meaningful additional income that doesn't require seeing more patients.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Dental practices collecting $80,000–$200,000/month by card are paying $2,000–$7,000 in monthly processing fees.
- 01A general dentistry practice collecting $100k/month in card-based patient payments pays $2,500–$3,500/month in processing fees — $30,000–$42,000/year.
- 02Cosmetic and specialty dental practices with large elective cases — implants, Invisalign, veneers — have even higher per-transaction exposure.
- 03Dental practices increasingly offer in-house financing alternatives to CareCredit. For practices collecting large balances by card, cash discount programs provide significant relief.
- 04Front desk staff spend time managing payment processing complexity. A cash discount program simplifies the collection workflow while eliminating the fee.
- 05Most dentists have never questioned processing fees as a fixed cost of business. They're not — they're optional, and a compliant cash discount program eliminates them entirely.
Live in 3 business days, not months.
Apply
Complete the application and we'll review your current processing costs to confirm eligibility and calculate your monthly savings.
Equipment
We provide a compliant cash discount terminal for your front desk — included with the program, no hardware purchase.
Signage
All required compliance signage for your waiting room and checkout area is provided, making the program legal and patient-transparent.
Save
Processing fees drop to zero. Card-paying patients see a transparent service fee at checkout. Your collections net more immediately.
Zero processing fees. Dental-practice compliant. Works for any payment amount.
- $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
- Fully compliant with state consumer disclosure requirements and card network rules.
- Works for copays, full treatment balances, cosmetic case deposits, and large elective payments.
- Patients retain the option to pay cash and avoid the service fee — no disruption to patient relationships.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
- Cash Discount Program for Medical Offices
- Cash Discount Program for Nail Salons
- Cash Discount Program for Restaurants
- Cash Discount Program for Retail Stores
- Cash Discount Program for Salons & Spas
- Cash Discount vs Surcharge: Which Saves You More? (2026)
- Merchant Services Long Island
- Cash Discount Processing New York
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.