Medical Offices Are Eliminating Their Credit Card Processing Fees Completely.
Medical practices already operate on compressed margins — insurance reimbursements down, overhead up, patient volumes flat. Credit card processing fees are 2.5–3.5% of every patient payment you collect by card. A cash discount program shifts that cost to card-paying patients transparently and legally, so your practice pays nothing. Scaler Pay handles setup, equipment, and compliance. Payment processing services provided through licensed processing partners.
A medical practice collecting $70,000/month in card-based patient payments saves $1,750–$2,450/month — $21,000–$29,400/year — on a cash discount program. For a small or mid-size practice, that's a meaningful improvement to annual take-home income.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Medical practices collecting $50,000–$150,000/month by card are paying $1,250–$5,250 in monthly processing fees they don't have to.
- 01A primary care practice collecting $80k/month in card-based patient payments pays $2,000–$2,800/month in processing fees — $24,000–$33,600/year.
- 02Specialty practices with high-ticket elective services (dermatology, aesthetics, chiropractic) and significant patient self-pay have even higher processing exposure.
- 03Medical offices increasingly collect copays, deductibles, and out-of-pocket balances by card. As insurance coverage shifts costs to patients, card volume grows — and so do fees.
- 04A cash discount program doesn't require renegotiating insurance contracts or cutting staff. It eliminates a direct cost immediately.
- 05Most medical practices have accepted processing fees as unavoidable. They're not — a compliant cash discount program eliminates them entirely.
Live in 3 business days, not months.
Apply
Complete the application and we'll review your current processing costs to confirm eligibility and calculate your monthly savings.
Equipment
We provide a compliant cash discount terminal for your front desk — included with the program, no hardware purchase required.
Signage
All required compliance signage for your waiting room and front desk is provided, keeping your program legal and patient-transparent.
Save
Processing fees drop to zero. Card-paying patients see a transparent service fee at checkout. Your monthly collections improve immediately.
Zero processing fees. Compliant. Built for medical office patient payment flows.
- $0 in monthly processing fees — flat program fee of $25–$45/month regardless of card volume.
- Fully compliant with state consumer disclosure requirements and card network rules.
- Works for copays, deductibles, out-of-pocket balances, and elective service payments.
- Patients with the option to pay cash to avoid the fee can do so — maintaining patient relationships.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
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Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.