Kips Bay Merchants: Your Processing Fees Are a Fixed Cost You Can Eliminate.
Kips Bay businesses — restaurants, pharmacies, medical and dental practices, dry cleaners, and neighborhood retail — pay 2.5–3.5% in processing fees on every card transaction. Scaler Pay installs a fully compliant cash discount program for your Kips Bay business — the terminal, the signage, and the processing. Payment processing services provided through licensed processing partners.
A Kips Bay merchant processing $60,000/month in card transactions saves $1,500–$2,100/month — $18,000–$25,200/year — on a cash discount program.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Kips Bay merchants pay $300–$2,500/month in processing fees they can legally pass on.
- 01A Kips Bay restaurant or medical practice doing $60k/month in card sales pays $1,500–$2,100/month in processing fees — $18,000–$25,200/year.
- 02Second and Third Avenues and the surrounding Kips Bay and Murray Hill border — restaurants, pharmacies, specialty retail, and professional services — all pay percentage-based fees on every card transaction.
- 03Manhattan businesses already on cash discount programs have a structural cost advantage over competitors still absorbing fees.
- 04Medical and dental practices with consistent high-value card transactions see disproportionate savings from a cash discount program.
Live in 3 business days, not months.
Apply
Complete the application and we'll confirm eligibility and calculate your monthly savings.
Terminal
We deliver a compliant merchant terminal to your Kips Bay location — included with the program.
Signage
All required consumer disclosure signage is provided and installed.
Save
Processing fees drop to zero. Your margins improve from the first transaction.
Zero processing fees. Kips Bay-compliant. Immediate margin improvement.
- $0 in monthly processing fees — flat program fee of $25–$45/month.
- Fully compliant with New York State law and consumer disclosure requirements.
- Works across all card types — Visa, Mastercard, Amex, Discover.
- Works for Kips Bay restaurants, pharmacies, medical offices, and neighborhood retail.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.