Financial District Merchants: Stop Losing Margin on Every Card Swipe.
FiDi businesses — corporate restaurants, delis, wine bars, and lunch counters running high-volume card transactions — are eliminating the 2.5–3.5% processing fee with cash discount programs. Scaler Pay installs a fully compliant merchant services program for your Financial District business — the terminal, the signage, and the processing. Payment processing services provided through licensed processing partners.
A Financial District merchant processing $100,000/month in card transactions saves $2,500–$3,500/month — $30,000–$42,000/year — on a cash discount program.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Financial District merchants pay $500–$4,000/month in processing fees they can legally pass on.
- 01A FiDi restaurant or lunch counter doing $100k/month in card sales pays $2,500–$3,500/month in processing fees — $30,000–$42,000/year.
- 02Broadway, Fulton Street, Stone Street, and the surrounding FiDi corridor — corporate lunch spots, wine bars, coffee chains, and upscale delis — all pay percentage-based fees on every card transaction.
- 03Manhattan businesses already on cash discount programs have a structural cost advantage over competitors still absorbing fees.
- 04A cash discount program pays for itself within the first week of operation for most high-volume Financial District merchants.
Live in 3 business days, not months.
Apply
Complete the application and we'll confirm eligibility and calculate your monthly savings.
Terminal
We deliver a compliant merchant terminal to your FiDi location — included with the program.
Signage
All required consumer disclosure signage is provided and installed.
Save
Processing fees drop to zero. Your margins improve from the first transaction.
Zero processing fees. FiDi-compliant. Immediate margin improvement.
- $0 in monthly processing fees — flat program fee of $25–$45/month.
- Fully compliant with New York State law and consumer disclosure requirements.
- Works across all card types — Visa, Mastercard, Amex, Discover.
- Works for FiDi restaurants, delis, wine bars, coffee shops, and professional services.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.