Fordham Road Merchants: Stop Funding the Card Networks Out of Every Sale.
Every card swipe on Fordham Road sends 2.5–3.5% of that sale directly to Visa and Mastercard. On a high-volume retail corridor, that is thousands of dollars a month leaving your register before you cover rent or payroll. Scaler Pay installs a fully compliant cash discount program for your Fordham business — so accepting cards costs you nothing. Payment processing services provided through licensed processing partners.
A Fordham Road business processing $60,000/month in card sales recovers $1,500–$2,100/month on a cash discount program. Over a year, that is $18,000–$25,200 in recaptured margin — enough to fund a part-time hire or six months of inventory.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Fordham merchants processing $40k/month are paying $1,000–$1,400 in fees every month they do not have to.
- 01A Fordham Road clothing store doing $50k/month in card sales pays $1,250–$1,750/month to processors — $15,000–$21,000/year that never touches inventory, payroll, or rent.
- 02Bodegas and corner stores operate on margins too thin to absorb 3% on every card swipe. For the lowest-margin SKUs, the processing fee eats the entire profit.
- 03Restaurants on Fordham already compete on price — paying full processing rates on dine-in cards and delivery app settlements compounds an already tight P&L.
- 04Merchants along Fordham Road, Grand Concourse, and the surrounding corridor who switched to cash discount have a structural cost advantage. Competitors still on standard processing subsidize their savings without knowing it.
- 05The $25–$45/month flat program fee is recovered in the first day or two of operation at nearly any Fordham-level volume.
Live in 3 business days, not months.
Apply
Submit the application and we review your current processing statement to confirm eligibility and show the exact monthly dollar savings for your Fordham location.
Terminal
We deliver a compliant cash discount terminal configured and ready for your checkout — no hardware purchase, included with the program.
Signage
All required consumer disclosure signage is provided: door decals and register notices that keep your program fully compliant with NYC disclosure rules.
Save
Processing fees go to zero. You pay a flat $25–$45/month regardless of card volume. Cash-paying customers keep their discount; card customers pay a disclosed service fee.
Zero fees. Works on Fordham. Works for retail, food, and every service business.
- $0 in monthly processing fees — replaced by a flat program fee of $25–$45/month.
- Fully compliant with New York State law and NYC consumer protection disclosure requirements.
- Works across Visa, Mastercard, Amex, and Discover — no card type exclusions.
- Suitable for retail, bodegas, delis, Dominican and Latin restaurants, nail salons, barbershops, and all service businesses.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.