Chelsea Merchants: Zero-Fee Credit Card Processing for Galleries, Studios, and Restaurants.
Chelsea businesses — art galleries, fitness studios, Chelsea Market vendors, and acclaimed restaurants — carry strong average transaction values and feel every basis point of the 2.5–3.5% processing fee. Scaler Pay installs a fully compliant cash discount program for your Chelsea business — the terminal, the signage, and the processing. Payment processing services provided through licensed processing partners.
A Chelsea merchant processing $90,000/month in card transactions saves $2,250–$3,150/month — $27,000–$37,800/year — on a cash discount program.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Chelsea merchants pay $500–$4,000/month in processing fees they can legally pass on.
- 01A Chelsea gallery or restaurant doing $90k/month in card sales pays $2,250–$3,150/month in processing fees — $27,000–$37,800/year.
- 02West 24th Street, Tenth Avenue, and the High Line corridor — art galleries, fitness studios, wine bars, and upscale casual dining — all pay percentage-based fees on every card transaction.
- 03Manhattan businesses already on cash discount programs have a structural cost advantage over competitors still absorbing fees.
- 04Chelsea galleries with high per-sale values see the most dramatic dollar savings from eliminating the percentage-based processing fee.
Live in 3 business days, not months.
Apply
Complete the application and we'll confirm eligibility and calculate your monthly savings.
Terminal
We deliver a compliant merchant terminal to your Chelsea location — included with the program.
Signage
All required consumer disclosure signage is provided and installed.
Save
Processing fees drop to zero. Your margins improve from the first transaction.
Zero processing fees. Chelsea-compliant. Immediate margin improvement.
- $0 in monthly processing fees — flat program fee of $25–$45/month.
- Fully compliant with New York State law and consumer disclosure requirements.
- Works across all card types — Visa, Mastercard, Amex, Discover.
- Works for Chelsea galleries, fitness studios, restaurants, and retail.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.