Scaler Technologies_
    [01]_SCALER PAY

    Howard Beach Businesses: Stop Losing Margin to Card Processing Fees on Every Sale.

    Italian restaurants, pizza shops, delis, auto shops, and nail salons along Cross Bay Blvd and Hillside Ave are paying 2–3% on every card transaction — money that goes straight to the processor. Scaler Pay brings a fully compliant cash discount program to Howard Beach, Lindenwood, and South Ozone Park. We deliver the terminal, the signage, and the processing. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    A Howard Beach merchant processing $50,000/month in card sales saves $1,250–$1,750/month — up to $21,000/year — on a cash discount program.

    Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.

    [02]_The processing drain

    Howard Beach businesses pay $300–$1,800/month in processing fees they can legally pass on.

    • 01A Howard Beach restaurant doing $50k/month in card sales pays $1,250–$1,750/month in processing fees — $15,000–$21,000/year going straight to the processor.
    • 02Cross Bay Blvd and Hillside Ave — Italian restaurants, pizza shops, delis, auto service centers, and nail salons — all pay percentage-based fees on every Visa, Mastercard, and Amex transaction.
    • 03Howard Beach and Lindenwood neighbors running cash discount programs have a structural margin advantage from day one.
    • 04A cash discount program typically covers its own flat fee within the first few days of the month.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Complete the application and we'll review your statement and calculate your monthly savings.

    02

    Terminal

    We deliver a compliant terminal to your Howard Beach location — included with the program.

    03

    Signage

    All required consumer disclosure signage is provided — door, counter, and register.

    04

    Save

    Processing fees drop to zero from the first transaction. Margins improve immediately.

    [04]_What changes

    Zero processing fees. Queens-compliant. Immediate margin improvement for Howard Beach businesses.

    • $0 in monthly processing fees — flat program fee of $25–$45/month.
    • Fully compliant with New York State law and consumer disclosure requirements.
    • Works across all card types — Visa, Mastercard, Amex, Discover.
    • Built for Howard Beach restaurants, pizza shops, delis, auto shops, and nail salons.
    • Payment processing services provided through licensed processing partners.
    [05]_FAQ

    Questions, answered.

    Yes — any Howard Beach, Lindenwood, or South Ozone Park business accepting card payments qualifies.

    Yes — with proper door and counter signage. Queens customers are familiar with cash discount programs and accept them routinely.

    Most Howard Beach merchants are live within a week of application approval.

    Fill out the form on this page. We'll review your statement and deliver equipment to your Cross Bay Blvd or Hillside Ave location.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.