Scaler Technologies_
    [01]_SCALER PAY

    Elmhurst Merchants Are Eliminating Processing Fees. Here's the Program.

    Broadway and Queens Boulevard run through one of New York's busiest and most diverse commercial corridors. Restaurants, grocery stores, nail salons, and specialty retailers here process hundreds of card transactions a day — and pay 2.5–3.5% on every one. Scaler Pay's cash discount program eliminates that fee entirely. We deliver the compliant terminal, the required signage, and full program support. Payment processing services provided through licensed processing partners.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.

    An Elmhurst restaurant processing $55,000/month at 2.75% is paying $18,150/year to card networks. With Scaler Pay's cash discount program, that number becomes $0.

    Estimates based on 2.75% average processing rate. Actual fees vary by card mix and processor. Payment processing services provided through licensed processing partners.

    [02]_The processing drain

    An Elmhurst business doing $40,000/month in card volume is paying $12,000–$16,800 a year in fees that cash discount eliminates.

    • 01Broadway and Queens Blvd anchor one of Queens' highest-density commercial corridors — Chinese, Korean, and Latin restaurants, Asian grocery stores, bubble tea shops, nail salons, and specialty retail. Every business in that mix pays percentage-based fees on every card transaction.
    • 02A restaurant doing $55,000/month in card sales at 2.75% pays $1,512/month — $18,150/year — before a single cent goes toward food cost, labor, or rent.
    • 03Elmhurst's retail margins are already compressed by competition and high commercial rents. A cash discount program removes a cost that most businesses assume is fixed and unavoidable.
    • 04New York State GBL §518 fully permits cash discount programs. Customers are informed at the door and at the register. The program is legal, transparent, and increasingly familiar to Queens shoppers.
    • 05Businesses that eliminate processing fees gain a structural margin advantage over nearby competitors still absorbing the same cost.
    [03]_How it works

    Live in 3 business days, not months.

    01

    Apply

    Submit your business type and average monthly card volume online — takes 2 minutes. No statement required to apply.

    02

    Review

    We call you within one business day to confirm savings, explain the program, and walk through setup.

    03

    Install

    Your compliant terminal ships pre-configured with zero-fee cash discount processing. Required disclosure signage is included.

    04

    Save

    Processing fees hit zero from the first transaction. Funds settle next business day. Flat monthly program fee of $25–$45.

    [04]_What changes

    Zero processing fees. NY-compliant signage. Immediate margin improvement for Elmhurst businesses.

    • $0 in credit card processing fees — all Visa, Mastercard, Amex, and Discover transactions.
    • NY GBL §518-compliant dual-price signage provided for door and register — compliance fully handled.
    • Pre-configured terminal — live within 3 business days of approval, no on-site visit required.
    • Works for all Elmhurst business types: restaurants, retail, nail salons, grocers, medical offices.
    • No contract. No setup fee. Flat program fee of $25–$45/month regardless of card volume.
    [05]_FAQ

    Questions, answered.

    Yes — cash discount programs are fully legal in New York State under GBL §518 and in all 50 states. The law requires you to display both the cash price and card price at the point of entry and at the register. Scaler Pay provides compliant dual-price signage with every setup so that requirement is fully handled.

    Yes — restaurants, food courts, and food service businesses are among the best candidates for cash discount programs. High card volume equals high savings. Elmhurst's Broadway restaurant corridor is ideal.

    Most don't — particularly when signage is clear at the door before they enter. Queens customers are increasingly familiar with cash discount programs, and many prefer paying cash and saving the fee themselves.

    Most Elmhurst businesses are processing with zero fees within 3 business days of approval — apply online in 2 minutes, we call you the next business day, your terminal ships pre-configured.

    We replace your current terminal with a pre-configured cash discount terminal. Your existing processor relationship ends when Scaler Pay begins — you keep your banking and settlement preferences.
    [06]_TERMINALS

    Terminal Brands We Provide

    Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.

    Clover
    Dejavoo
    Lightspeed
    Square
    Pax
    [07]_Nearby coverage

    Get your $0 processing rate.

    Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.

    Free rate check

    Get set up in 3 business days.

    Tell us about your business — we'll call you with rates and answer any questions. No commitment required.