Astoria Merchants: Stop Paying Processing Fees on Every Card Transaction.
Astoria businesses running cash discount programs have eliminated the 2.5–3.5% processing fee that used to come off every card sale. Scaler Pay installs a fully compliant merchant services program for your Astoria business — the terminal, the signage, and the processing. Payment processing services provided through licensed processing partners.
An Astoria merchant processing $52,000/month in card transactions saves $1,300–$1,820/month — $15,600–$21,840/year — on a cash discount program.
Payment industry cost analysis — illustrative of the savings opportunity, not a guaranteed outcome.
Astoria merchants pay $400–$1,800/month in processing fees they can legally pass on.
- 01An Astoria business doing $52k/month in card sales pays $1,300–$1,820/month in processing fees — $15,600–$21,840/year.
- 02Astoria's Ditmars Boulevard, Steinway Street, and 31st Street — Greek tavernas, Italian restaurants, coffee shops, bakeries, and retail — all pay percentage-based fees on every card transaction.
- 03Queens businesses already on cash discount programs have a structural cost advantage over competitors still absorbing fees.
- 04A cash discount program pays for itself within the first few days of operation for most Astoria businesses.
Live in 3 business days, not months.
Apply
Complete the application and we'll confirm eligibility and calculate your monthly savings.
Terminal
We deliver a compliant merchant terminal to your Astoria location — included with the program.
Signage
All required consumer disclosure signage is provided and installed.
Save
Processing fees drop to zero. Your margins improve from the first transaction.
Zero processing fees. Astoria-compliant. Immediate margin improvement.
- $0 in monthly processing fees — flat program fee of $25–$45/month.
- Fully compliant with New York State law and consumer disclosure requirements.
- Works across all card types — Visa, Mastercard, Amex, Discover.
- Works for Astoria restaurants, cafes, bakeries, and retail businesses.
- Payment processing services provided through licensed processing partners.
Questions, answered.
Terminal Brands We Provide
Already running a Clover, Square, or Dejavoo terminal? We provide and install the hardware — included with your zero-fee program, no separate equipment cost.
Get your $0 processing rate.
Two-minute rate check. We'll call you within one business day with your rates — no commitment required. Prefer to read more first? See Scaler Pay.