Scaler Technologies_
    [01]_COMMISSION TRACKING

    Commission Tracking Automation That Catches Scheduled-vs-Settled Errors.

    ISO commission typically runs 5-15% of funded amount, and it's rarely a single clean payout — it's split across the house, sub-ISOs, and referral partners, calculated against a scheduled amount that doesn't always match what actually settles once a funder nets out fees, holdbacks, or an early payoff adjustment. Reconciling scheduled versus settled by hand, across every funder and every split, is exactly the kind of task where errors compound quietly — which is why dedicated audit-trail features for this specific problem are now a named line item several MCA software vendors sell. We build that reconciliation layer for your book.

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    ISO commission commonly runs 5-15% of funded amount, split across multiple parties and reconciled against settled (not just scheduled) funder payouts — a process error-prone enough that dedicated scheduled-vs-settled audit-trail features are now sold as a named capability by multiple MCA-specific software vendors.

    MCA commission-structure norms and MCA software vendor feature sets, as commonly described across the industry — not a Scaler client result.

    [02]_The cost of doing nothing

    Scheduled-vs-settled gaps hide in spreadsheets until someone disputes a payout.

    • 01Commission is calculated against a scheduled funded amount, but what actually settles from the funder can differ — fees, adjustments, or an early payoff — and that gap goes unnoticed unless someone reconciles both figures line by line.
    • 02Splitting a single deal's commission across house rep, sub-ISO, and referral partner multiplies the chance of a manual math error, and that error compounds every time it happens across a growing deal volume.
    • 03Disputes over payout amounts erode trust with sub-ISOs and referral partners fastest — and once a partner suspects they're being shorted, even unintentionally, the relationship (and the deal flow it brings) is at risk.
    • 04Without a clean audit trail, resolving a disputed commission means manually pulling funder statements and deal records after the fact, under time pressure, instead of having the reconciliation already documented.
    • 05Commission errors that go uncaught for months compound into real money — a small per-deal discrepancy across hundreds of deals a year is not a rounding error, it's a material leak.
    [03]_How it works

    Live in days, not months.

    01

    Map

    We map your actual commission structure — house rate, sub-ISO splits, referral partner splits, and how each varies by funder or deal type.

    02

    Ingest

    We build the ingestion that pulls scheduled commission from your pipeline and settled figures from funder statements or remittance data.

    03

    Reconcile

    Every deal gets automatically reconciled scheduled-vs-settled, with discrepancies flagged for review instead of silently absorbed or missed.

    04

    Document

    Every reconciliation and payout carries an audit trail — who was owed what, on which deal, and why — ready to produce the moment a partner disputes a number.

    [04]_What changes

    Every commission dollar is tracked, reconciled, and defensible.

    • Scheduled-vs-settled discrepancies get caught automatically on every deal, instead of surfacing only when a partner complains.
    • Splits across house reps, sub-ISOs, and referral partners calculate consistently, removing manual math as a source of error.
    • A documented audit trail for every payout, so a disputed commission is resolved with records, not a memory of what was promised.
    • Sub-ISOs and referral partners trust that payouts are accurate, which protects the deal flow those relationships bring.
    • Commission leakage that used to go unnoticed for months gets caught and corrected close to real time.
    [05]_FAQ

    Questions, answered.

    Scheduled is the commission calculated at the time a deal funds, based on the funded amount and agreed rate. Settled is what actually clears once the funder applies fees, adjustments, or accounts for an early payoff — the two don't always match, and the gap is what reconciliation is meant to catch.

    Yes — we model your actual commission structure, including multi-party splits that vary by funder or deal type, so every party's share reconciles correctly, not just a single flat house rate.

    We build ingestion around whatever your funders actually provide — statements, remittance reports, or portal exports — and structure it into comparable data even when the source format is inconsistent across funders.

    It's flagged with the specific deal, the scheduled vs. settled figures, and the likely cause, so someone on your team can review and resolve it quickly instead of starting an investigation from scratch.

    Yes — that's a primary reason to build the audit trail in the first place. You get a documented reconciliation for the specific deal in question, ready to show rather than reconstructed under pressure after the dispute is already raised.

    We map your current commission structure and how reconciliation happens today (manually, in spreadsheets, or not systematically at all), and identify where discrepancies are most likely hiding in your existing book.
    [07]_Related pages

    Book a free scoping call.

    Twenty minutes, no pitch deck. We'll map exactly how this would run for your business and what it'd recover. Prefer to read more first? See our AI automation services.

    Free scoping consult

    See what it would recover

    Tell us where to reach you and we'll show you exactly how it'd work — no cost, no pressure.